contractor 401k | BTCC Knowledge

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As an independent contractor or 1099 worker paid directly, you can set up a Solo 401(k) plan to save for retirement. Compared with IRA, Solo 401(k) may offer higher contribution limits and more flexibility. Additionally, Self-employed individuals have several retirement plan options, including Solo Roth 401(k), Roth IRA, and SEP IRA, each with its own benefits. It's best to choose the plan that best suits your financial situation and retirement goals.

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